Credit Risk & Loan Management Training Malaysia (2026) — HRDF Claimable
Credit risk is the largest risk most banks carry. Credit risk and loan management training equips Malaysian banking and finance professionals to assess borrower creditworthiness, structure and price loans, manage loan portfolios, and monitor and recover exposures — protecting the institution while enabling responsible lending growth.
Credit Risk & Loan Management Training Malaysia in Malaysia - At a Glance
- •Average Cost: RM3,000-RM10,000 per day
- •Popular Locations: Kuala Lumpur, Selangor, Penang
- •Typical Duration: 1-3 days
- •Group Size: 10-30 participants
What You'll Learn
- Credit analysis and borrower creditworthiness assessment
- Loan structuring, pricing, and covenants
- Loan portfolio management and concentration risk
- Early warning signals, monitoring, and non-performing loan recovery
- Regulatory capital and provisioning fundamentals
Who Should Attend
Credit analysts, relationship managers, loan officers, credit risk teams, branch managers, and finance professionals at banks, development finance institutions, and non-bank lenders.
Full Curriculum: What This Training Covers
That's the outcome — here's exactly how we get you there, module by module. A typical programme is organised into these modules; content is tailored to your team, roles, and industry.
1.Fundamentals of Credit Risk & Loan Management
Introduces the credit process end-to-end — credit policy formulation, the 5Cs of credit (character, capacity, capital, collateral, conditions), loan product types, and how credit risk fits within a bank or SME lender's overall risk framework.
2.Credit Risk Assessment & Financial Statement Analysis
Covers analysing a borrower's financial statements, cash flow and ratio analysis, industry/sector risk factors, and macro- and micro-financial drivers of default used to judge a company's creditworthiness before approving a loan.
3.Credit Scoring, Rating & Loan Underwriting
Builds practical skills in credit scoring models and internal rating systems, underwriting standards for retail and corporate credit, and loan structuring/pricing decisions based on assessed risk level.
4.Regulatory Capital & Provisioning Standards (Basel & MFRS 9/IFRS 9)
Explains Basel III/IV capital adequacy rules for credit risk (standardised and internal-ratings-based approaches) alongside MFRS 9/IFRS 9 expected credit loss (ECL) provisioning as applied by Malaysian financial institutions.
5.Loan Documentation, Security & Collateral Management
Covers preparing and reviewing loan agreements and security documentation, collateral valuation and perfection, and covenant-setting to protect the lender's position over the life of the loan.
6.Credit Portfolio & Concentration Risk Management
Looks at monitoring a loan book at portfolio level — concentration risk, diversification, portfolio risk measurement, and ongoing credit review to catch early warning signals of deterioration.
7.Non-Performing Loan (NPL) Management, Restructuring & Recovery
Focuses on classifying and managing problem loans, debt restructuring and remediation strategies, and recovery/collection approaches for accounts moving into arrears or default, drawing on NPL-specific training offered by Malaysia-based providers.
8.Credit Risk Governance & Regulatory Compliance
Ties the programme together with governance structures for credit decision-making, board/committee oversight, and compliance with regulatory reporting expectations relevant to lenders operating in Malaysia.
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Credit Risk & Loan Management Training Malaysia Programmes Available
Frequently Asked Questions About Credit Risk & Loan Management Training Malaysia
Yes. Credit risk, credit analysis, and loan management training from HRD Corp registered providers is claimable under SBL-Khas.
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Ringkasan dalam Bahasa Melayu
Latihan pengurusan risiko kredit di Malaysia melengkapkan profesional perbankan untuk menilai kelayakan kredit peminjam, menstruktur pinjaman, mengurus portfolio pinjaman, dan memantau pendedahan. Melindungi institusi sambil membolehkan pertumbuhan pinjaman bertanggungjawab. Boleh dituntut melalui HRD Corp.
Last Verified: June 2026